La Jolla, California

Why Use Pacific ONE Realty

Short Sale Division?

That’s an easy one to answer. We are Certified Distressed Property Experts who have specific training in the industry. You want a Realtor who can put your short sale package together and get it approved by the Bank in a timely manner. There’s a certain complexity in putting a complete package together, and you want a Realtor who knows how to navigate the maze of steps and procedures in submitting a package that will ultimately get approved. Because we work with this daily we know that the Default process can extract a heavy emotional, as well as financial toll on your life. We want to get you through that process as quickly as possible so you can move on with your lives. We already have an extensive network of connections and contacts with the major Banks and Servicing Companies. We know their requirements and we know what they need on their side to get your package approved on first submission. And we know how to negotiate the deal so all parties end up in a win-win situation. Why trust this important process with someone who doesn’t have connections and may not know what they are doing?

We have sold and closed over 1,100 properties since 1980. The vast majority of these were REO’s, short sales, and Gov’t-owned [FHA & VA] properties. We have seen and experienced numerous market cycles during this period. The current down cycle is unlike any we have seen before. The current high number of Defaults and Foreclosures in San Diego County is off the charts and continues to break all records previously set. You are not alone, and there is currently no light at the end of the tunnel.

Whether you agree with it or not, the current Administration is committed to doing all it can to prevent Foreclosures. In that regard they are giving financial incentives for Banks to complete Loan Modifications for Homeowners and is a key component of the Making Homes Affordable Program. For most Bank’s you are required to attempt to work out a loan modification before they will even look at your short sale package. It’s really not necessary to pay for this attempt, and in fact the Gov’t will provide help and free assistance to help you with this process. If you don’t qualify for the loan modification process, then you might be a good candidate for a short sale. In previous market cycles short sales were very difficult to get through. While still complex the Banks are now more receptive and open to trying to work out a successful short sale transaction. Please call our Office at (619) 260-0900 ext. 103 and we will help you determine where you’re at in the process and what the next step should be. There is no charge for this and can usually be done in less than five minutes.

You can easily check out our recent track record by clicking on the "Our Featured Homes" button on our website homepage. We don’t want your property going back to the Bank, and in fact the Bank doesn’t want that either. We can help avoid that, and the sooner you contact us, the sooner we can go to work on getting your house SOLD and helping you get your life back to normal. Minimize the damage to your credit, stay in your home until it’s sold and closed. Take back control of your own outcome, and get some sleep at night. Call or e-mail us so we can help you get started. We won’t high pressure you, nor will we put you in a position that will not represent your best interests.